There are no monthly maintenance fees and NO minimum deposit required.
So if you pick the wrong stock, it could become worthless.
Liquidity: Quarterly payouts, especially if the dividends are paid in cash, are relatively liquid.
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However, like other mutual funds, the fund itself is not government-backed and is subject to risks like interest rate fluctuations and inflation.

Fixed deposits are investments or deposits that are made in banks or companies to yield a fixed rate of return over a given time.